Stablecoin yield

Interest-bearing tokens on dollar stablecoins: the issuer invests the reserves (often in short-term treasuries) and passes part of the interest on to holders. Easy to enter and exit — but you carry the issuer and de-peg risk.

Assets8
Platforms4
Reported yield range3,5–3,5 %
8 assets · access calculated for Austria
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Midas mBTC

Midas · Crypto strategy
Available
Retail
Price$83.440,00
Yield (APY)—
TVL$1,7M
Liquidity 24h—
mBTC
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Midas mBASIS

Midas · Crypto strategy
Available
Retail
Price$1,22
Yield (APY)—
TVL$5,2M
Liquidity 24h—
mBASIS
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Midas mMEV

Midas · Crypto strategy
Available
Retail
Price$1,16
Yield (APY)—
TVL$1,5M
Liquidity 24h—
mMEV
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Midas mEDGE

Midas · Stablecoin yield
Available
Retail
Price$1,15
Yield (APY)—
TVL$565K
Liquidity 24h—
mEDGE
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OpenEden cUSDO (compounding)

OpenEden · Stablecoin yield
Limited
Retail
Price$1,06
Yield (APY)3,45 %
TVL$12,1M
Liquidity 24h—
cUSDO
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OpenEden OpenDollar

OpenEden · Stablecoin yield
Limited
Institutional
Price$1,00
Yield (APY)3,45 %
TVL$14,5M
Liquidity 24h—
USDO
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Superstate Crypto Carry Fund

Superstate · Crypto strategy
Limited
Professional
Price$11,80
Yield (APY)—
TVL—
Liquidity 24h—
USCC

Platforms in this category

Figure 1 assets

US blockchain lending giant (tokenized HELOCs/private credit on Provenance) with Figure Markets and YLDS — the first SEC-registered yield-bearing stablecoin, open to US retail.

 Midas 4 assets

Berlin-based RWA issuer offering institutional strategies (US treasuries, private credit, market-neutral crypto) as compliant on-chain tokens with no minimum investment for EU retail.

 OpenEden 2 assets

Tokenized US T-bills (TBILL, institutional) and a regulated yield-bearing stablecoin (USDO/cUSDO).

 Superstate 1 assets

Tokenized funds for qualified investors only: USTB (short-duration US treasuries) and USCC (crypto carry strategy). No retail access.

Frequently asked questions

Where does the interest come from?

The issuer invests the reserves in short-term treasuries and money-market instruments and passes part of the interest on to holders.

What is de-peg risk?

The token is meant to stay at one dollar. In stress situations the market price can fall below that — you carry that gap risk in addition to the issuer risk.

Is this insured like a bank deposit?

No. There is no deposit insurance. Your claim depends on the issuer's structure and reserves.