{"meta":{"scope":"GLOBAL","note":"Kuratierte RWA-Daten. Keine Anlageberatung."},"accessLevels":{"retail_kyc":{"icon":"\u2705","badge":"available","tone":"ok","label":"access.retail_kyc"},"retail_no_kyc":{"icon":"\u2705","badge":"available","tone":"ok","label":"access.retail_no_kyc"},"retail_secondary_only":{"icon":"\ud83d\udfe1","badge":"partial","tone":"limited","label":"access.retail_secondary_only"},"professional_only":{"icon":"\u26a0\ufe0f","badge":"restricted","tone":"limited","label":"access.professional_only"},"accredited_only":{"icon":"\u26a0\ufe0f","badge":"restricted","tone":"limited","label":"access.accredited_only"},"retail_kyc_check_geo":{"icon":"\u2753","badge":"check","tone":"limited","label":"access.retail_kyc_check_geo"},"not_available":{"icon":"\u274c","badge":"blocked","tone":"none","label":"access.not_available"},"qualified_ok":{"icon":"\u2705","badge":"available","tone":"ok","label":"access.qualified_ok"}},"platforms":[{"slug":"realt","name":"RealT","website":"https:\/\/realt.co","category":["real_estate"],"short_description":"Fractional, tokenized ownership of US residential real estate with proportional rental income.","short_description_de":"Fraktionierter, tokenisierter Besitz an US-Wohnimmobilien mit anteiligen Mieteinnahmen.","asset_classes":["residential_real_estate"],"chains":["gnosis","ethereum"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":50,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc","us":"accredited_only","overrides":{"US":"accredited_only"},"excluded":["BY","BI","CF","CU","CD","IR","IQ","LB","LY","ML","NI","KP","SO","SS","SD","SY","VE","YE","ZW"],"excluded_regions":[],"note":"Non-US Retail mit KYC (Reg S); US nur akkreditiert (Reg D 506(c)). Sperrliste = OFAC-\/sanktionierte L\u00e4nder.","verified_at":"2026-06-14","country_verified":false,"sources":["https:\/\/faq.realt.co\/en\/article\/what-is-realt-who-can-invest-how-do-i-invest-1yyc5h5\/"]},"affiliate":{"has_program":true,"type":"cash","reward":"2% Cashback, Lifetime-Attribution","url":"https:\/\/realt.co\/realt-affiliate-program-2-0\/","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":5,"api_availability":4,"integration_without_partner":4,"integration_with_partner":5,"ux_difficulty":3,"data_quality":4,"confidence":"high","mvp_priority":4},"risk":{"level":"medium","tags":["immobilien-illiquide","reguliert-regd-regs","smart-contract"],"note":"Tokenisierte US-Wohnimmobilien: stabiler Sachwert, aber illiquide; on-chain Transferrestriktionen.","claim":"E"}},{"slug":"lofty","name":"Lofty.ai","website":"https:\/\/www.lofty.ai","category":["real_estate"],"short_description":"Marketplace for fractional US rental properties from $50, with daily rent payouts on Algorand.","short_description_de":"Marktplatz f\u00fcr fraktionierte US-Mietimmobilien ab 50 USD mit t\u00e4glichen Mietaussch\u00fcttungen auf Algorand.","asset_classes":["residential_real_estate"],"chains":["algorand"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":50,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["BY","MM","CI","CU","CD","IR","IQ","LR","KP","RU","SD","SY","ZW"],"excluded_regions":["Balkans (Teilregion)"],"note":"Keine l\u00e4nderspezifische Lizenzierung au\u00dferhalb USA dokumentiert; SSN bei Anmeldung.","verified_at":"2026-06-18","country_verified":true,"sources":["https:\/\/www.lofty.ai\/help\/articles\/6140358-who-is-allowed-to-invest"]},"affiliate":{"has_program":true,"type":"points","reward":"$50 Gift-Certificate je Empfehlung (Werber + Geworbener)","url":"https:\/\/www.lofty.ai\/help\/articles\/6204048-lofty-referral-program","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":5,"wallet_compatibility":4,"api_availability":2,"integration_without_partner":3,"integration_with_partner":3,"ux_difficulty":2,"data_quality":4,"confidence":"high","mvp_priority":4},"risk":{"level":"medium","tags":["immobilien-illiquide","regulatorisch-unklar","smart-contract"],"note":"Fraktionierte Immobilien ab $50; Lofty beansprucht keine klare SEC-Exemption \u2192 regulatorisch unsicherer.","claim":"E"}},{"slug":"maple","name":"Maple Finance","website":"https:\/\/maple.finance","category":["private_credit"],"short_description":"On-chain institutional private credit lending; retail access via permissionless syrupUSDC\/syrupUSDT.","short_description_de":"On-chain institutionelles Private-Credit-Lending; Retail-Zugang \u00fcber permissionless syrupUSDC\/syrupUSDT.","asset_classes":["private_credit","us_treasuries"],"chains":["ethereum","solana"],"kyc_required":false,"wallet_whitelisting":false,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":0,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_no_kyc","us":null,"overrides":[],"excluded":["US","AU","AF","AO","BY","MM","BI","CF","CD","CG","CU","ET","GW","IR","CI","LB","LR","LY","ML","NI","KP","RU","SO","SS","SD","SY","UA","VE","YE","ZW"],"excluded_regions":["Abkhazia","Crimea","Northern Cyprus","South Ossetia","Somaliland","Donetsk\/Luhansk"],"note":"Gilt f\u00fcr syrupUSDC (permissionless). US + Australien gesperrt.","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/docs.maple.finance\/legal\/syrupusdc-and-syrupusdt-available-jurisdictions"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":5,"api_availability":4,"integration_without_partner":4,"integration_with_partner":5,"ux_difficulty":3,"data_quality":4,"confidence":"high","mvp_priority":4},"risk":{"level":"high","tags":["private-credit-ausfallrisiko","smart-contract"],"note":"Institutionelle Kreditvergabe: Ausfall-\/Kreditrisiko der Schuldner.","claim":"E"}},{"slug":"ondo","name":"Ondo Finance","website":"https:\/\/ondo.finance","category":["treasuries","tokenized_equity"],"short_description":"Tokenized US treasuries (USDY for non-US, OUSG for qualified investors), the USDtb stablecoin and tokenized equities (Global Markets).","short_description_de":"Tokenisierte US-Treasuries (USDY non-US, OUSG qualified), Stablecoin USDtb und tokenisierte Aktien (Global Markets).","asset_classes":["us_treasuries","money_market","stablecoin_yield","tokenized_equity"],"chains":["ethereum","solana","mantle","aptos","sui","arbitrum","noble","stellar","plume","sei"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":true,"min_investment_usd":null,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"professional_only","us":null,"overrides":[],"excluded":["US","CA","AF","BY","CU","KP","IR","LY","MM","RU","SO","SS","SD","SY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"USDY: non-US nur Professional\/Qualified Investor, kein reines Retail. OUSG: accredited+QP.","verified_at":"2026-06-18","country_verified":true,"sources":["https:\/\/docs.ondo.finance\/general-access-products\/usdy\/eligibility.md"]},"affiliate":{"has_program":false,"type":"points","reward":"Ondo Points (kein Referral)","url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":2,"wallet_compatibility":4,"api_availability":2,"integration_without_partner":2,"integration_with_partner":4,"ux_difficulty":4,"data_quality":4,"confidence":"high","mvp_priority":2},"risk":{"level":"low","tags":["us-staatsanleihen-besichert","reguliert","smart-contract"],"note":"Schwerpunkt US-Treasuries\/Geldmarkt (USDY\/OUSG) \u2014 geringes Underlying-Risiko.","claim":"E"}},{"slug":"centrifuge","name":"Centrifuge","website":"https:\/\/centrifuge.io","category":["private_credit","infrastructure"],"short_description":"EVM-native multichain protocol for on-chain asset management (pools\/vaults) \u2014 credit, treasuries, real estate.","short_description_de":"EVM-natives Multichain-Protokoll f\u00fcr On-chain-Asset-Management (Pools\/Vaults) \u2014 Credit, Treasuries, Real Estate.","asset_classes":["private_credit","us_treasuries","real_estate","carbon"],"chains":["ethereum","base","arbitrum","avalanche","plume","bnb","optimism","hyperevm","monad","pharos"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":true,"min_investment_usd":null,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"professional_only","us":"accredited_only","overrides":{"US":"accredited_only"},"excluded":["AF","BY","CU","IR","KP","RU","SS","SD","SY"],"excluded_regions":[],"note":"Weltweit KEIN Retail-Pfad (jeder Pool professional\/qualified-gated).","verified_at":"2026-06-20","country_verified":false,"sources":["https:\/\/docs.centrifuge.io\/user\/investor\/"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":1,"wallet_compatibility":4,"api_availability":5,"integration_without_partner":5,"integration_with_partner":4,"ux_difficulty":4,"data_quality":5,"confidence":"high","mvp_priority":3},"risk":{"level":"high","tags":["private-credit-ausfallrisiko","strukturierte-kredite","smart-contract"],"note":"Private\/strukturierte Kredite, teils gated \u2014 h\u00f6heres Kredit- und Komplexit\u00e4tsrisiko.","claim":"E"}},{"slug":"openeden","name":"OpenEden","website":"https:\/\/openeden.com","category":["treasuries"],"short_description":"Tokenized US T-bills (TBILL, institutional) and a regulated yield-bearing stablecoin (USDO\/cUSDO).","short_description_de":"Tokenisierte US-T-Bills (TBILL, institutionell) und regulierter yield-bearing Stablecoin (USDO\/cUSDO).","asset_classes":["us_treasuries","stablecoin_yield"],"chains":["ethereum","arbitrum","bnb","base","solana","kaia"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"hybrid","accredited_only":true,"min_investment_usd":100000,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"retail_secondary_only","us":"accredited_only","overrides":{"US":"accredited_only"},"excluded":["CA","AF","AO","BY","BI","CF","CG","CU","ET","GW","IR","IQ","CI","LB","LR","LY","ML","MM","NI","KP","RU","SO","SS","SD","SY","UA","VE","YE","ZW"],"excluded_regions":["Abkhazia","Nagorno-Karabakh","Northern Cyprus","Sahrawi Arab Dem. Rep.","Somaliland","South Ossetia"],"note":"TBILL\/USDO Prim\u00e4r institutionell; Retail nur via cUSDO am DEX. US accredited (TBILL Reg D), Kanada gesperrt.","verified_at":"2026-06-18","country_verified":false,"sources":["https:\/\/docs.openeden.com\/tbill\/faq","https:\/\/docs.openeden.com\/tbill\/legal\/user-agreement"]},"affiliate":{"has_program":true,"type":"points","reward":"Bills-Points: 5% Bonus via Referral-Code","url":"https:\/\/docs.openeden.com\/openeden-foundation","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":"https:\/\/app.openeden.com\/{symbol_lower}"},"ratings":{"retail_friendliness":2,"wallet_compatibility":5,"api_availability":3,"integration_without_partner":3,"integration_with_partner":4,"ux_difficulty":4,"data_quality":5,"confidence":"high","mvp_priority":3},"risk":{"level":"low","tags":["us-staatsanleihen-besichert","reguliert-bvi","smart-contract"],"note":"Tokenisierte US-T-Bills (TBILL), reguliert (BVI SIBA) \u2014 geringes Underlying-Risiko.","claim":"E"}},{"slug":"securitize","name":"Securitize","website":"https:\/\/securitize.io","category":["infrastructure","treasuries","private_credit"],"short_description":"Regulated RWA tokenization stack (broker-dealer + transfer agent + ATS); the platform behind BlackRock BUIDL, among others.","short_description_de":"Regulierter RWA-Tokenisierungs-Stack (Broker-Dealer + Transfer Agent + ATS); Plattform u. a. hinter BlackRock BUIDL.","asset_classes":["us_treasuries","private_credit","private_equity","structured_credit","real_estate"],"chains":["ethereum","aptos","arbitrum","avalanche","optimism","polygon","solana","bnb","ink"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"hybrid","accredited_only":true,"min_investment_usd":10000,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"accredited_only","us":"retail_kyc","overrides":{"US":"retail_kyc"},"excluded":["CU","IR","KP","SY"],"excluded_regions":["Crimea","Donetsk","Luhansk"],"note":"L\u00e4nderliste dynamisch (OFAC\/US-Exportrecht). US: Retail via Reg CF\/A + Sekund\u00e4r-ATS. EU-Retail via Securitize Europe ab Anfang 2026.","verified_at":"2026-06-14","country_verified":false,"sources":["https:\/\/investorsupport.securitize.io\/hc\/en-us\/articles\/4408518735127","https:\/\/www.ledgerinsights.com\/securitize-wins-eu-license-to-bridge-us-and-eu-tokenized-securities-markets\/"]},"affiliate":{"has_program":false,"type":"b2b","reward":"kein Consumer-Affiliate (nur institutionelles Partner Ecosystem)","url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":2,"wallet_compatibility":4,"api_availability":2,"integration_without_partner":3,"integration_with_partner":4,"ux_difficulty":4,"data_quality":4,"confidence":"high","mvp_priority":3},"risk":{"level":"low","tags":["reguliert-bd-ats","institutionell"],"note":"SEC Broker-Dealer + ATS; Infrastruktur hinter BlackRock BUIDL \u2014 institutionelle Standards.","claim":"E"}},{"slug":"inx","name":"INX","website":"https:\/\/www.inx.co","category":["exchange"],"short_description":"Regulated platform (INX ONE) for SEC-registered security tokens and crypto; runs its own ATS\/broker-dealer.","short_description_de":"Regulierte Plattform (INX ONE) f\u00fcr SEC-registrierte Security Tokens und Krypto; eigene ATS\/Broker-Dealer.","asset_classes":["tokenized_equity","security_tokens","crypto"],"chains":["ethereum","avalanche"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"hybrid","accredited_only":false,"min_investment_usd":1000,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc_check_geo","us":null,"overrides":[],"excluded":["IN","TR","VN","IS","IR","KP","SY","CU","RU"],"excluded_regions":["US-Staaten: NY, TX, HI, TN, Guam, American Samoa, US Virgin Islands"],"note":"Keine statische Positivliste; Verf\u00fcgbarkeit pro Land + Asset-Klasse via Geo-Tool pr\u00fcfen. Sperrliste NICHT ersch\u00f6pfend.","verified_at":"2026-06-18","country_verified":false,"sources":["https:\/\/crypto-support.inx.co\/hc\/en-gb\/articles\/8531199872529-Residents-of-which-countries-are-able-to-open-an-account-on-INX-ONE"]},"affiliate":{"has_program":true,"type":"cash","reward":"Krypto: 75% Trading-Fees der Geworbenen (+$20 Sign-up); Securities: $25\/Referral (nach Verifizierung + Handel \u2265100 INX, max 300\/Monat)","url":"https:\/\/www.inx.co\/earn\/","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":"https:\/\/one.inx.co\/trading\/{symbol}-USD"},"ratings":{"retail_friendliness":3,"wallet_compatibility":2,"api_availability":3,"integration_without_partner":2,"integration_with_partner":4,"ux_difficulty":3,"data_quality":4,"confidence":"medium-high","mvp_priority":3},"risk":{"level":"medium","tags":["reguliert-sec","security-tokens","liquiditaetsrisiko"],"note":"Regulierte B\u00f6rse f\u00fcr SEC-registrierte Security-Token; Liquidit\u00e4t je Token unterschiedlich.","claim":"E"}},{"slug":"backed","name":"Backed Finance","website":"https:\/\/backed.fi","category":["tokenized_equity"],"short_description":"Tokenized equities\/ETFs\/bonds (bTokens \/ xStocks), backed 1:1; retail buys on the secondary market. A Kraken subsidiary since 4 Dec 2025.","short_description_de":"Tokenisierte Aktien\/ETFs\/Bonds (bTokens \/ xStocks), 1:1 besichert; Retail kauft am Sekund\u00e4rmarkt. Seit 4. Dez 2025 Kraken-Tochter.","asset_classes":["tokenized_equity","etf","bonds","commodities"],"chains":["ethereum","gnosis","polygon","base","arbitrum","avalanche","optimism","bnb","solana"],"kyc_required":false,"wallet_whitelisting":false,"external_wallets":true,"custody_model":"self","accredited_only":true,"min_investment_usd":0,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"retail_secondary_only","us":null,"overrides":[],"excluded":["US"],"excluded_regions":[],"note":"Retail-Pfad = Sekund\u00e4rmarkt (Solana-DEX\/B\u00f6rsen). Prim\u00e4r\/Direkt-DEX zus\u00e4tzlich UK\/CA\/AU\/EU\/EEA ausgeschlossen; B\u00f6rsen-Verf\u00fcgbarkeit variiert je Land.","verified_at":"2026-06-20","country_verified":false,"sources":["https:\/\/assets.backed.fi\/legal-documentation","https:\/\/eu.kraken.com\/xstocks"]},"affiliate":{"has_program":true,"type":"points","reward":"xPoints: +20% Boost (Neukunde), 20% der Points (Werber)","url":"https:\/\/xstocks.fi\/us\/news\/introducing-xpoints","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":5,"api_availability":3,"integration_without_partner":4,"integration_with_partner":5,"ux_difficulty":2,"data_quality":4,"confidence":"high","mvp_priority":5},"risk":{"level":"medium","tags":["aktienmarkt-risiko","1zu1-besichert","smart-contract"],"note":"Tokenisierte Aktien\/ETFs (xStocks), 1:1 hinterlegt \u2014 Risiko = Aktienmarkt + Wrapper.","claim":"E"}},{"slug":"goldfinch","name":"Goldfinch","website":"https:\/\/www.goldfinch.finance","category":["private_credit"],"short_description":"Private credit protocol; Goldfinch Prime gives non-US retail access to institutional credit funds (Apollo, Ares, Golub) on Base \u2014 centrally managed via Heron.","short_description_de":"Private-Credit-Protokoll; Goldfinch Prime gibt non-US-Retail Zugang zu institutionellen Credit-Fonds (Apollo, Ares, Golub) auf Base \u2014 zentral gemanagt via Heron.","asset_classes":["private_credit"],"chains":["ethereum","base"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":100,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["US","GB","CU","KP","IR","SD","SY","UA","RU"],"excluded_regions":[],"note":"Goldfinch Prime: non-US Retail ohne Akkreditierung.","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/docs.goldfinch.finance\/goldfinch\/faq"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":3,"api_availability":4,"integration_without_partner":4,"integration_with_partner":4,"ux_difficulty":3,"data_quality":4,"confidence":"high","mvp_priority":4},"risk":{"level":"high","tags":["private-credit-ausfallrisiko","emerging-markets","smart-contract"],"note":"Private Credit, oft Emerging Markets \u2014 erh\u00f6htes Ausfallrisiko.","claim":"E"}},{"slug":"midas","name":"Midas","website":"https:\/\/midas.app","category":["treasuries","private_credit"],"short_description":"Berlin-based RWA issuer offering institutional strategies (US treasuries, private credit, market-neutral crypto) as compliant on-chain tokens with no minimum investment for EU retail.","short_description_de":"Berliner RWA-Emittent, der institutionelle Strategien (US-Treasuries, Private Credit, marktneutrale Krypto) als regulierungskonforme On-chain-Token ohne Mindestanlage f\u00fcr EU-Retail anbietet.","asset_classes":["us_treasuries","private_credit","stablecoin_yield","crypto_yield"],"chains":["ethereum","base","plume","arbitrum","etherlink","solana"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":0,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["US","GB","CN","RU","IR","KP","SY","CU","BY"],"excluded_regions":[],"note":"EU-Retail ohne Mindestanlage\/Akkreditierung (FMA-gebilligter Prospekt). US + UK + China ausgeschlossen (Reg S), KYC + Self-Custody-Wallet n\u00f6tig.","verified_at":"2026-06-14","country_verified":false,"sources":["https:\/\/docs.midas.app\/resources\/access-midas-tokens\/eligibility"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":3,"wallet_compatibility":4,"api_availability":2,"integration_without_partner":2,"integration_with_partner":4,"ux_difficulty":4,"data_quality":4,"confidence":"medium","mvp_priority":3},"risk":{"level":"medium","tags":["gemischt-staatsanleihen-kredit","reguliert-fma","smart-contract"],"note":"Mix aus Treasuries und Private Credit; Risiko je Produkt verschieden.","claim":"E"}},{"slug":"spiko","name":"Spiko","website":"https:\/\/www.spiko.io","category":["treasuries"],"short_description":"French, AMF-regulated fintech with tokenized UCITS money market funds on EU and US government bonds \u2014 retail\/SME access from EUR 1 via SEPA.","short_description_de":"Franz\u00f6sische, AMF-regulierte Fintech mit tokenisierten UCITS-Geldmarktfonds auf EU- und US-Staatsanleihen \u2014 Retail\/KMU-Zugang ab 1 EUR via SEPA.","asset_classes":["treasuries","us_treasuries"],"chains":["ethereum","polygon","arbitrum","base","etherlink","starknet","stellar"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"hybrid","accredited_only":false,"min_investment_usd":1,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["US","AI","AG","VG","CU","HT","TC","TT","VI","BZ","NI","PA","BO","VE","DZ","LY","BF","CI","ML","NG","KE","MZ","UG","SO","SD","SS","TZ","ZW","AO","CM","CF","CD","NA","ZA","KP","IR","IQ","LB","PS","SY","YE","AF","NP","MM","VN","LA","BY","BG","MC","RU","UA","GU","PW","AS","VU"],"excluded_regions":[],"note":"EU-reguliert (UCITS\/MMF, AMF). Retail offen ab 1 EUR, SEPA. Blocklist (allow-by-default); US-Personen + Sanktions-\/Hochrisikol\u00e4nder ausgeschlossen.","verified_at":"2026-06-18","country_verified":true,"sources":["https:\/\/docs.spiko.io\/documentation\/account_management\/unavailable_countries"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":5,"wallet_compatibility":4,"api_availability":4,"integration_without_partner":3,"integration_with_partner":5,"ux_difficulty":2,"data_quality":4,"confidence":"high","mvp_priority":5},"risk":{"level":"low","tags":["geldmarkt-fonds","reguliert-eu-ucits","staatsanleihen-besichert"],"note":"EU-UCITS\/MMFR-konforme Geldmarktfonds (EU\/US-T-Bills) \u2014 geringes Underlying-Risiko.","claim":"E"}},{"slug":"dinari","name":"Dinari","website":"https:\/\/dinari.com","category":["tokenized_equity","infrastructure"],"short_description":"US-regulated platform (transfer agent + broker-dealer) for tokenized US equities (dShares) plus a B2B API; non-US retail with KYC, US retail excluded.","short_description_de":"US-regulierte Plattform (Transfer Agent + Broker-Dealer) f\u00fcr tokenisierte US-Aktien (dShares) und eine B2B-API; non-US-Retail mit KYC, US-Retail ausgeschlossen.","asset_classes":["tokenized_equity","etf"],"chains":["ethereum","arbitrum","avalanche","base","hyperliquid","plume"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":null,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["US","AF","BY","BA","CF","HR","CU","CD","ET","GW","IR","IQ","XK","LB","LY","MK","ML","ME","MM","NI","KP","RU","RS","SI","SO","SS","SD","SY","UA","VE","YE","ZW"],"excluded_regions":["US-akkreditierte Investoren via separaten 506(c)\/Broker-Dealer-Kanal"],"note":"dShares (Reg S): non-US Retail mit KYC. US-Retail ausgeschlossen; US nur akkreditiert \u00fcber separaten BD-Kanal. Kanada in Lizenzierung.","verified_at":"2026-06-18","country_verified":true,"sources":["https:\/\/docs.dinari.com\/docs\/restrictions"]},"affiliate":{"has_program":true,"type":"b2b","reward":"Community Referral (dShares\/$ARB\/Profit-Share) f\u00fcr vermittelte Integrations-Partner; zus\u00e4tzlich Retail-Referral (Sign-up-Bonus + AAPL.d Mystery-Box ab $5 Kauf)","url":"https:\/\/dinari.com\/business\/community-referral-program","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":2,"wallet_compatibility":4,"api_availability":4,"integration_without_partner":2,"integration_with_partner":5,"ux_difficulty":4,"data_quality":4,"confidence":"medium-high","mvp_priority":3},"risk":{"level":"medium","tags":["aktienmarkt-risiko","reguliert-sec","smart-contract"],"note":"Tokenisierte Aktien (dShares); SEC Transfer Agent. Risiko = Aktienmarkt + Wrapper.","claim":"E"}},{"slug":"franklin","name":"Franklin Templeton (BENJI)","website":"https:\/\/digitalassets.franklintempleton.com\/benji\/","category":["treasuries"],"short_description":"Tokenized, SEC-regulated US government money market fund (FOBXX); shares held on-chain as BENJI tokens, open to US retail from $20 via the Benji app.","short_description_de":"Tokenisierter, SEC-regulierter US-Staatsanleihen-Geldmarktfonds (FOBXX); Anteile als BENJI-Token on-chain, f\u00fcr US-Retail ab 20 USD \u00fcber die Benji-App.","asset_classes":["us_treasuries","money_market"],"chains":["stellar","polygon","arbitrum","aptos","avalanche","base","solana","ethereum"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"hybrid","accredited_only":false,"min_investment_usd":20,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"not_available","us":"retail_kyc","overrides":{"US":"retail_kyc"},"excluded":[],"excluded_regions":[],"note":"US-only: SEC-\u002740-Act-Geldmarktfonds, Retail via Benji-App ab 20 USD. Faktisch nur US-Residents; \u00fcbrige L\u00e4nder nicht zug\u00e4nglich.","verified_at":"2026-06-18","country_verified":true,"sources":["https:\/\/digitalassets.franklintempleton.com\/benji\/"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":2,"api_availability":1,"integration_without_partner":1,"integration_with_partner":3,"ux_difficulty":2,"data_quality":3,"confidence":"medium","mvp_priority":3},"risk":{"level":"low","tags":["geldmarkt-fonds","tradfi-emittent","reguliert-sec"],"note":"Franklin Templeton BENJI: SEC-registrierter \u002740-Act-Geldmarktfonds eines gro\u00dfen TradFi-Hauses.","claim":"E"}},{"slug":"paxos","name":"Paxos (PAX Gold)","website":"https:\/\/www.paxos.com\/pax-gold","category":["commodities"],"short_description":"Physically backed LBMA gold as a token (1 PAXG = 1 troy ounce of gold). Paxos is US-regulated (NYDFS, OCC approval); retail with KYC, available in the US.","short_description_de":"Physisch hinterlegtes LBMA-Gold als Token (1 PAXG = 1 Feinunze Gold). Paxos ist US-reguliert (NYDFS, OCC-Genehmigung); Retail mit KYC, in den USA verf\u00fcgbar.","asset_classes":["commodities"],"chains":["ethereum"],"kyc_required":true,"wallet_whitelisting":false,"external_wallets":true,"custody_model":"hybrid","accredited_only":false,"min_investment_usd":0,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"PAX Gold (PAXG): physisch hinterlegtes LBMA-Gold, Retail mit KYC. Paxos US-reguliert (NYDFS\/OCC) \u2014 in den USA verf\u00fcgbar. Gesperrt: sanktionierte L\u00e4nder (OFAC\/FATF).","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/www.paxos.com\/pax-gold","https:\/\/www.paxos.com\/terms-and-conditions\/pax-gold-terms-conditions"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":5,"wallet_compatibility":5,"api_availability":4,"integration_without_partner":4,"integration_with_partner":4,"ux_difficulty":2,"data_quality":4,"confidence":"high","mvp_priority":4},"risk":null},{"slug":"tether-gold","name":"Tether Gold (XAUt)","website":"https:\/\/gold.tether.to","category":["commodities"],"short_description":"Physically backed gold as a token (1 XAU\u20ae = 1 troy ounce of gold). Retail via direct purchase from Tether with KYC, 18+. US persons excluded.","short_description_de":"Physisch hinterlegtes Gold als Token (1 XAU\u20ae = 1 Feinunze Gold). Retail (Direktkauf via Tether mit KYC, ab 18 Jahren). US-Personen ausgeschlossen.","asset_classes":["commodities"],"chains":["ethereum","tron"],"kyc_required":true,"wallet_whitelisting":false,"external_wallets":true,"custody_model":"self-custody","accredited_only":false,"min_investment_usd":0,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc","us":null,"overrides":[],"excluded":["US","CU","KP","VE","IR","PK","SY"],"excluded_regions":["Crimea"],"note":"Tether Gold (XAUt): physisch hinterlegtes Gold, Retail (Direktkauf via Tether mit KYC, ab 18). US-Personen ausgeschlossen; ebenso Kuba, Nordkorea, Venezuela, Iran, Pakistan, Syrien, Krim.","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/gold.tether.to\/faq","https:\/\/gold.tether.to\/legal\/termsofservice"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":5,"api_availability":2,"integration_without_partner":3,"integration_with_partner":3,"ux_difficulty":3,"data_quality":4,"confidence":"high","mvp_priority":3},"risk":null},{"slug":"superstate","name":"Superstate","website":"https:\/\/superstate.com","category":["treasuries"],"short_description":"Tokenized funds for qualified investors only: USTB (short-duration US treasuries) and USCC (crypto carry strategy). No retail access.","short_description_de":"Tokenisierte Fonds nur f\u00fcr qualifizierte Investoren: USTB (kurzlaufende US-Staatsanleihen) und USCC (Krypto-Carry-Strategie). Kein Retail.","asset_classes":["us_treasuries","crypto_yield"],"chains":["ethereum"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self-custody","accredited_only":true,"min_investment_usd":100000,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"accredited_only","us":null,"overrides":[],"excluded":["CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"Superstate USTB\/USCC: nur Qualified Purchasers \/ akkreditierte Investoren (KYC-Allowlist), kein Retail. Gesperrt: sanktionierte L\u00e4nder.","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/superstate.com\/ustb","https:\/\/superstate.com\/uscc","https:\/\/docs.superstate.com\/superstate-funds\/uscc"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":1,"wallet_compatibility":3,"api_availability":2,"integration_without_partner":2,"integration_with_partner":3,"ux_difficulty":4,"data_quality":4,"confidence":"high","mvp_priority":2},"risk":null},{"slug":"robinhood","name":"Robinhood (Tokenized Stocks)","website":"https:\/\/robinhood.com\/eu\/en\/","category":["tokenized_equity"],"short_description":"Tokenized US stocks \u0026 ETFs (~2,000) for EU\/EEA retail, traded in the Robinhood crypto app on Arbitrum. Not available in the US.","short_description_de":"Tokenisierte US-Aktien \u0026 ETFs (~2.000) f\u00fcr EU\/EWR-Retail, gehandelt in der Robinhood-Krypto-App auf Arbitrum. In den USA nicht verf\u00fcgbar.","asset_classes":["tokenized_equity","etf"],"chains":["arbitrum"],"kyc_required":true,"wallet_whitelisting":false,"external_wallets":false,"custody_model":"custodial","accredited_only":false,"min_investment_usd":0,"fiat_payment":true,"crypto_payment":false,"beginner_difficulty":1,"geo":{"default":"not_available","us":null,"overrides":{"AT":"retail_kyc","BE":"retail_kyc","BG":"retail_kyc","HR":"retail_kyc","CY":"retail_kyc","CZ":"retail_kyc","DK":"retail_kyc","EE":"retail_kyc","FI":"retail_kyc","FR":"retail_kyc","DE":"retail_kyc","GR":"retail_kyc","HU":"retail_kyc","IE":"retail_kyc","IT":"retail_kyc","LV":"retail_kyc","LT":"retail_kyc","LU":"retail_kyc","MT":"retail_kyc","NL":"retail_kyc","PL":"retail_kyc","PT":"retail_kyc","RO":"retail_kyc","SK":"retail_kyc","SI":"retail_kyc","ES":"retail_kyc","SE":"retail_kyc","IS":"retail_kyc","LI":"retail_kyc","NO":"retail_kyc"},"excluded":[],"excluded_regions":[],"note":"Robinhood tokenisierte Aktien: nur 30 EU\/EWR-L\u00e4nder (Retail, in-App auf Arbitrum). USA + Rest der Welt: nicht verf\u00fcgbar.","verified_at":"2026-06-20","country_verified":true,"sources":["https:\/\/newsroom.aboutrobinhood.com\/","https:\/\/www.tradingview.com\/news\/cointelegraph:abd169105094b:0-robinhood-tokenizes-nearly-500-us-stocks-etfs-on-arbitrum-for-eu-users\/"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":5,"wallet_compatibility":2,"api_availability":1,"integration_without_partner":1,"integration_with_partner":2,"ux_difficulty":1,"data_quality":3,"confidence":"medium","mvp_priority":3},"risk":null},{"slug":"circle-usyc","name":"Circle USYC (ex-Hashnote)","website":"https:\/\/www.circle.com\/usyc","category":["treasuries"],"short_description":"Tokenized money market fund (short-duration US treasuries + reverse repo) from Circle; permissioned, for non-US qualified purchasers and institutions only \u2014 no retail.","short_description_de":"Tokenisierter Geldmarktfonds (kurzlaufende US-Treasuries + Reverse-Repo) von Circle; permissioned, nur f\u00fcr non-US Qualified Purchasers\/Institutionelle \u2014 kein Retail.","asset_classes":["us_treasuries","money_market"],"chains":["ethereum","bnb_chain","solana"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":true,"min_investment_usd":100000,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":5,"geo":{"default":"professional_only","us":null,"overrides":[],"excluded":["US","CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"USYC (ex-Hashnote): permissioned, Cayman-Feeder (Reg S, non-US). Nur onboardete Qualified Purchasers \/ non-US-Institutionelle nach KYC + On-Chain-Allowlist. US ausgeschlossen, kein Retail.","verified_at":"2026-06-27","country_verified":false,"sources":["https:\/\/www.circle.com\/usyc","https:\/\/usyc.docs.hashnote.com\/overview\/product-structuring"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":1,"wallet_compatibility":2,"api_availability":4,"integration_without_partner":2,"integration_with_partner":3,"ux_difficulty":5,"data_quality":4,"confidence":"high","mvp_priority":2},"risk":null},{"slug":"coinbase","name":"Coinbase (Tokenized Stocks)","website":"https:\/\/www.coinbase.com\/tokenize","category":["tokenized_equity"],"short_description":"Since June 2026 Coinbase has offered 1:1 backed tokenized US equities (including pre-IPO names such as SpaceX) on-chain on Base \u2014 for now, non-US customers only.","short_description_de":"Coinbase bietet seit Juni 2026 1:1 gedeckte tokenisierte US-Aktien (inkl. Pre-IPO wie SpaceX) on-chain auf Base \u2014 vorerst nur f\u00fcr Nicht-US-Kunden.","asset_classes":["tokenized_equity"],"chains":["base"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"custodial","accredited_only":false,"min_investment_usd":null,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":2,"geo":{"default":"retail_kyc_check_geo","us":null,"overrides":[],"excluded":["US"],"excluded_regions":[],"note":"Coinbase Tokenized Stocks (Start Juni 2026): nur Retail in berechtigten Jurisdiktionen AUSSERHALB der USA, auf Base. US ausgeschlossen. Genaue L\u00e4nderliste (EU\/UK) noch nicht offiziell publiziert.","verified_at":"2026-06-27","country_verified":false,"sources":["https:\/\/www.coinbase.com\/tokenize","https:\/\/www.ledgerinsights.com\/coinbase-to-launch-tokenized-stocks-offshore\/"]},"affiliate":{"has_program":true,"type":"referral","reward":"Refer-a-Friend (regionsabh\u00e4ngig) + Affiliate bis 50% Handelsgeb\u00fchren (3 Monate); Coinbase allgemein, nicht speziell Aktien-Token.","url":"https:\/\/www.coinbase.com\/affiliates","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":5,"wallet_compatibility":4,"api_availability":4,"integration_without_partner":3,"integration_with_partner":4,"ux_difficulty":2,"data_quality":3,"confidence":"medium","mvp_priority":4},"risk":null},{"slug":"matrixdock","name":"Matrixdock","website":"https:\/\/www.matrixdock.com\/","category":["treasuries","commodities"],"short_description":"Matrixdock (by Matrixport, Singapore) tokenizes short-duration US treasuries (STBT, institutional\/gated) and LBMA gold (XAUm, retail via CEX\/DEX).","short_description_de":"Matrixdock (von Matrixport, Singapur) tokenisiert kurzlaufende US-Treasuries (STBT, institutionell\/gated) und LBMA-Gold (XAUm, retail \u00fcber CEX\/DEX).","asset_classes":["us_treasuries","commodities"],"chains":["ethereum","bnb","arbitrum","polygon","solana","sui","plume","hashkey","tron","stellar"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":true,"min_investment_usd":100000,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":4,"geo":{"default":"retail_secondary_only","us":null,"overrides":[],"excluded":["CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"Matrixdock (Singapur): STBT = institutionell\/akkreditiert (ERC-1400-Whitelist, ~100k, non-US). XAUm (LBMA-Gold) = retail \u00fcber CEX\/DEX in Bruchteilen; Direkt-Mint mit KYC. Smart-Invest (DCA) nicht in US\/SG\/HK.","verified_at":"2026-06-27","country_verified":false,"sources":["https:\/\/www.matrixdock.com\/","https:\/\/matrixdock.gitbook.io\/matrixdock-docs\/"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":2,"wallet_compatibility":4,"api_availability":1,"integration_without_partner":3,"integration_with_partner":4,"ux_difficulty":4,"data_quality":3,"confidence":"medium","mvp_priority":3},"risk":{"level":"medium","tags":["us-staatsanleihen-besichert","gold-preisrisiko","akkreditiert"],"note":"STBT (Treasuries, niedrig) + Gold (Preisrisiko); nur Profis\/KYC.","claim":"E"}},{"slug":"reental","name":"Reental","website":"https:\/\/www.reental.co","category":["real_estate"],"short_description":"Spanish platform for tokenized real estate (Spain, US, Mexico\/LatAm) with fractional property tokens and rent payouts in USDT, from EUR 100.","short_description_de":"Spanische Plattform f\u00fcr tokenisierte Immobilien (Spanien, USA, Mexiko\/LatAm) mit fraktionierten Property-Tokens, Miet-Auszahlungen in USDT, ab 100 EUR.","asset_classes":["residential_real_estate","commercial_real_estate"],"chains":["polygon"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":true,"custody_model":"self","accredited_only":false,"min_investment_usd":110,"fiat_payment":false,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc","us":"accredited_only","overrides":{"US":"accredited_only"},"excluded":["CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"Reental (Spanien): tokenisierte Immobilien ab 100 EUR, non-US Retail mit KYC. US-Residenten nur akkreditiert (SEC-Struktur). Keine offizielle Ausschlussliste publiziert; sanktionierte L\u00e4nder faktisch gesperrt.","verified_at":"2026-06-27","country_verified":false,"sources":["https:\/\/www.reental.co\/en","https:\/\/tokenizedliving.com\/reental-review\/"]},"affiliate":{"has_program":true,"type":"affiliate + referral","reward":"Affiliate: Provision je investierendem Lead, 90-Tage-Attribution (Impact). Referral: ~4% in RNT \/ 2% in USDT der Erstinvestition (Drittquelle), Geworbener +2% Bonus.","url":"https:\/\/www.reental.co\/en\/affiliate","our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":3,"api_availability":2,"integration_without_partner":2,"integration_with_partner":4,"ux_difficulty":3,"data_quality":3,"confidence":"medium","mvp_priority":4},"risk":null},{"slug":"figure","name":"Figure","website":"https:\/\/www.figuremarkets.com\/","category":["private_credit","stablecoin_yield"],"short_description":"US blockchain lending giant (tokenized HELOCs\/private credit on Provenance) with Figure Markets and YLDS \u2014 the first SEC-registered yield-bearing stablecoin, open to US retail.","short_description_de":"US-Blockchain-Kreditgigant (tokenisierte HELOCs\/Private Credit auf Provenance) mit Figure Markets und YLDS \u2014 dem ersten SEC-registrierten verzinsten Stablecoin, US-Retail zug\u00e4nglich.","asset_classes":["stablecoin_yield","private_credit"],"chains":["provenance","solana","stellar"],"kyc_required":true,"wallet_whitelisting":true,"external_wallets":false,"custody_model":"self","accredited_only":false,"min_investment_usd":0.01,"fiat_payment":true,"crypto_payment":true,"beginner_difficulty":3,"geo":{"default":"retail_kyc_check_geo","us":"retail_kyc","overrides":{"US":"retail_kyc"},"excluded":["CU","IR","KP","SY","RU","BY"],"excluded_regions":["Crimea","DNR\/LNR","Kherson","Zaporizhzhia","Sevastopol"],"note":"Figure \/ YLDS: erster SEC-registrierter verzinster Stablecoin \u2014 US-Retail ZUG\u00c4NGLICH (selten!) nach KYC. Non-US-Verf\u00fcgbarkeit variiert je Jurisdiktion (Figure Markets prim\u00e4r US). HELOC\/Private-Credit-Token nur institutionell.","verified_at":"2026-06-27","country_verified":false,"sources":["https:\/\/www.figuremarkets.com\/c\/learn\/ylds","https:\/\/www.coindesk.com\/business\/2025\/02\/20\/figure-markets-launches-sec-registered-yield-bearing-stablecoin"]},"affiliate":{"has_program":false,"type":"none","reward":null,"url":null,"our_ref":null,"ref_param":"ref","our_ref_url":null,"asset_url_template":null},"ratings":{"retail_friendliness":4,"wallet_compatibility":2,"api_availability":2,"integration_without_partner":2,"integration_with_partner":4,"ux_difficulty":3,"data_quality":4,"confidence":"medium","mvp_priority":4},"risk":null}],"countries":[{"code":"AF","name":"Afghanistan","region":"Asia"},{"code":"AL","name":"Albania","region":"Europe"},{"code":"DZ","name":"Algeria","region":"Africa"},{"code":"AO","name":"Angola","region":"Africa"},{"code":"AR","name":"Argentina","region":"Americas"},{"code":"AM","name":"Armenia","region":"Asia"},{"code":"AU","name":"Australia","region":"Oceania"},{"code":"AT","name":"Austria","region":"Europe"},{"code":"AZ","name":"Azerbaijan","region":"Asia"},{"code":"BS","name":"Bahamas","region":"Americas"},{"code":"BH","name":"Bahrain","region":"Asia"},{"code":"BD","name":"Bangladesh","region":"Asia"},{"code":"BB","name":"Barbados","region":"Americas"},{"code":"BY","name":"Belarus","region":"Europe"},{"code":"BE","name":"Belgium","region":"Europe"},{"code":"BZ","name":"Belize","region":"Americas"},{"code":"BJ","name":"Benin","region":"Africa"},{"code":"BT","name":"Bhutan","region":"Asia"},{"code":"BO","name":"Bolivia","region":"Americas"},{"code":"BA","name":"Bosnia and Herzegovina","region":"Europe"},{"code":"BW","name":"Botswana","region":"Africa"},{"code":"BR","name":"Brazil","region":"Americas"},{"code":"BN","name":"Brunei","region":"Asia"},{"code":"BG","name":"Bulgaria","region":"Europe"},{"code":"BF","name":"Burkina Faso","region":"Africa"},{"code":"BI","name":"Burundi","region":"Africa"},{"code":"KH","name":"Cambodia","region":"Asia"},{"code":"CM","name":"Cameroon","region":"Africa"},{"code":"CA","name":"Canada","region":"Americas"},{"code":"CV","name":"Cape Verde","region":"Africa"},{"code":"CF","name":"Central African Republic","region":"Africa"},{"code":"TD","name":"Chad","region":"Africa"},{"code":"CL","name":"Chile","region":"Americas"},{"code":"CN","name":"China","region":"Asia"},{"code":"CO","name":"Colombia","region":"Americas"},{"code":"KM","name":"Comoros","region":"Africa"},{"code":"CG","name":"Congo (Republic)","region":"Africa"},{"code":"CR","name":"Costa Rica","region":"Americas"},{"code":"CI","name":"Cote d\u0027Ivoire","region":"Africa"},{"code":"HR","name":"Croatia","region":"Europe"},{"code":"CU","name":"Cuba","region":"Americas"},{"code":"CY","name":"Cyprus","region":"Europe"},{"code":"CZ","name":"Czechia","region":"Europe"},{"code":"CD","name":"DR Congo","region":"Africa"},{"code":"DK","name":"Denmark","region":"Europe"},{"code":"DJ","name":"Djibouti","region":"Africa"},{"code":"DM","name":"Dominica","region":"Americas"},{"code":"DO","name":"Dominican Republic","region":"Americas"},{"code":"EC","name":"Ecuador","region":"Americas"},{"code":"EG","name":"Egypt","region":"Africa"},{"code":"SV","name":"El Salvador","region":"Americas"},{"code":"GQ","name":"Equatorial Guinea","region":"Africa"},{"code":"ER","name":"Eritrea","region":"Africa"},{"code":"EE","name":"Estonia","region":"Europe"},{"code":"SZ","name":"Eswatini","region":"Africa"},{"code":"ET","name":"Ethiopia","region":"Africa"},{"code":"FJ","name":"Fiji","region":"Oceania"},{"code":"FI","name":"Finland","region":"Europe"},{"code":"FR","name":"France","region":"Europe"},{"code":"GA","name":"Gabon","region":"Africa"},{"code":"GM","name":"Gambia","region":"Africa"},{"code":"GE","name":"Georgia","region":"Asia"},{"code":"DE","name":"Germany","region":"Europe"},{"code":"GH","name":"Ghana","region":"Africa"},{"code":"GR","name":"Greece","region":"Europe"},{"code":"GD","name":"Grenada","region":"Americas"},{"code":"GT","name":"Guatemala","region":"Americas"},{"code":"GN","name":"Guinea","region":"Africa"},{"code":"GW","name":"Guinea-Bissau","region":"Africa"},{"code":"GY","name":"Guyana","region":"Americas"},{"code":"HT","name":"Haiti","region":"Americas"},{"code":"HN","name":"Honduras","region":"Americas"},{"code":"HK","name":"Hong Kong","region":"Asia"},{"code":"HU","name":"Hungary","region":"Europe"},{"code":"IS","name":"Iceland","region":"Europe"},{"code":"IN","name":"India","region":"Asia"},{"code":"ID","name":"Indonesia","region":"Asia"},{"code":"IR","name":"Iran","region":"Asia"},{"code":"IQ","name":"Iraq","region":"Asia"},{"code":"IE","name":"Ireland","region":"Europe"},{"code":"IL","name":"Israel","region":"Asia"},{"code":"IT","name":"Italy","region":"Europe"},{"code":"JM","name":"Jamaica","region":"Americas"},{"code":"JP","name":"Japan","region":"Asia"},{"code":"JO","name":"Jordan","region":"Asia"},{"code":"KZ","name":"Kazakhstan","region":"Asia"},{"code":"KE","name":"Kenya","region":"Africa"},{"code":"KI","name":"Kiribati","region":"Oceania"},{"code":"KW","name":"Kuwait","region":"Asia"},{"code":"KG","name":"Kyrgyzstan","region":"Asia"},{"code":"LA","name":"Laos","region":"Asia"},{"code":"LV","name":"Latvia","region":"Europe"},{"code":"LB","name":"Lebanon","region":"Asia"},{"code":"LS","name":"Lesotho","region":"Africa"},{"code":"LR","name":"Liberia","region":"Africa"},{"code":"LY","name":"Libya","region":"Africa"},{"code":"LI","name":"Liechtenstein","region":"Europe"},{"code":"LT","name":"Lithuania","region":"Europe"},{"code":"LU","name":"Luxembourg","region":"Europe"},{"code":"MO","name":"Macau","region":"Asia"},{"code":"MG","name":"Madagascar","region":"Africa"},{"code":"MW","name":"Malawi","region":"Africa"},{"code":"MY","name":"Malaysia","region":"Asia"},{"code":"MV","name":"Maldives","region":"Asia"},{"code":"ML","name":"Mali","region":"Africa"},{"code":"MT","name":"Malta","region":"Europe"},{"code":"MH","name":"Marshall Islands","region":"Oceania"},{"code":"MR","name":"Mauritania","region":"Africa"},{"code":"MU","name":"Mauritius","region":"Africa"},{"code":"MX","name":"Mexico","region":"Americas"},{"code":"FM","name":"Micronesia","region":"Oceania"},{"code":"MD","name":"Moldova","region":"Europe"},{"code":"MC","name":"Monaco","region":"Europe"},{"code":"MN","name":"Mongolia","region":"Asia"},{"code":"ME","name":"Montenegro","region":"Europe"},{"code":"MA","name":"Morocco","region":"Africa"},{"code":"MZ","name":"Mozambique","region":"Africa"},{"code":"MM","name":"Myanmar","region":"Asia"},{"code":"NA","name":"Namibia","region":"Africa"},{"code":"NR","name":"Nauru","region":"Oceania"},{"code":"NP","name":"Nepal","region":"Asia"},{"code":"NL","name":"Netherlands","region":"Europe"},{"code":"NZ","name":"New Zealand","region":"Oceania"},{"code":"NI","name":"Nicaragua","region":"Americas"},{"code":"NE","name":"Niger","region":"Africa"},{"code":"NG","name":"Nigeria","region":"Africa"},{"code":"KP","name":"North Korea","region":"Asia"},{"code":"MK","name":"North Macedonia","region":"Europe"},{"code":"NO","name":"Norway","region":"Europe"},{"code":"OM","name":"Oman","region":"Asia"},{"code":"PK","name":"Pakistan","region":"Asia"},{"code":"PW","name":"Palau","region":"Oceania"},{"code":"PA","name":"Panama","region":"Americas"},{"code":"PG","name":"Papua New Guinea","region":"Oceania"},{"code":"PY","name":"Paraguay","region":"Americas"},{"code":"PE","name":"Peru","region":"Americas"},{"code":"PH","name":"Philippines","region":"Asia"},{"code":"PL","name":"Poland","region":"Europe"},{"code":"PT","name":"Portugal","region":"Europe"},{"code":"QA","name":"Qatar","region":"Asia"},{"code":"RO","name":"Romania","region":"Europe"},{"code":"RU","name":"Russia","region":"Europe"},{"code":"RW","name":"Rwanda","region":"Africa"},{"code":"KN","name":"Saint Kitts and Nevis","region":"Americas"},{"code":"LC","name":"Saint Lucia","region":"Americas"},{"code":"VC","name":"Saint Vincent","region":"Americas"},{"code":"WS","name":"Samoa","region":"Oceania"},{"code":"SM","name":"San Marino","region":"Europe"},{"code":"ST","name":"Sao Tome and Principe","region":"Africa"},{"code":"SA","name":"Saudi Arabia","region":"Asia"},{"code":"SN","name":"Senegal","region":"Africa"},{"code":"RS","name":"Serbia","region":"Europe"},{"code":"SC","name":"Seychelles","region":"Africa"},{"code":"SL","name":"Sierra Leone","region":"Africa"},{"code":"SG","name":"Singapore","region":"Asia"},{"code":"SK","name":"Slovakia","region":"Europe"},{"code":"SI","name":"Slovenia","region":"Europe"},{"code":"SB","name":"Solomon Islands","region":"Oceania"},{"code":"SO","name":"Somalia","region":"Africa"},{"code":"ZA","name":"South Africa","region":"Africa"},{"code":"KR","name":"South Korea","region":"Asia"},{"code":"SS","name":"South Sudan","region":"Africa"},{"code":"ES","name":"Spain","region":"Europe"},{"code":"LK","name":"Sri Lanka","region":"Asia"},{"code":"SD","name":"Sudan","region":"Africa"},{"code":"SR","name":"Suriname","region":"Americas"},{"code":"SE","name":"Sweden","region":"Europe"},{"code":"CH","name":"Switzerland","region":"Europe"},{"code":"SY","name":"Syria","region":"Asia"},{"code":"TW","name":"Taiwan","region":"Asia"},{"code":"TJ","name":"Tajikistan","region":"Asia"},{"code":"TZ","name":"Tanzania","region":"Africa"},{"code":"TH","name":"Thailand","region":"Asia"},{"code":"TL","name":"Timor-Leste","region":"Asia"},{"code":"TG","name":"Togo","region":"Africa"},{"code":"TO","name":"Tonga","region":"Oceania"},{"code":"TT","name":"Trinidad and Tobago","region":"Americas"},{"code":"TN","name":"Tunisia","region":"Africa"},{"code":"TR","name":"Turkey","region":"Asia"},{"code":"TM","name":"Turkmenistan","region":"Asia"},{"code":"TV","name":"Tuvalu","region":"Oceania"},{"code":"UG","name":"Uganda","region":"Africa"},{"code":"UA","name":"Ukraine","region":"Europe"},{"code":"AE","name":"United Arab Emirates","region":"Asia"},{"code":"GB","name":"United Kingdom","region":"Europe"},{"code":"US","name":"United States","region":"Americas"},{"code":"UY","name":"Uruguay","region":"Americas"},{"code":"UZ","name":"Uzbekistan","region":"Asia"},{"code":"VU","name":"Vanuatu","region":"Oceania"},{"code":"VE","name":"Venezuela","region":"Americas"},{"code":"VN","name":"Vietnam","region":"Asia"},{"code":"YE","name":"Yemen","region":"Asia"},{"code":"ZM","name":"Zambia","region":"Africa"},{"code":"ZW","name":"Zimbabwe","region":"Africa"}]}